Legal

Legal notice and important information

Last updated: date of publication

Website publisher

This website is published by the founders of the LKPM Capital project, a company in formation that is not yet incorporated:

Directors of publication: Paul Meyrueis and Loup Keravel.

Once the company is incorporated, this notice will be updated with its legal form, registered office, registration number and, where applicable, VAT number.

Hosting

Cloudflare, Inc., 101 Townsend Street, San Francisco, CA 94107, United States. Website: cloudflare.com.

Important information

Regulatory status. LKPM Capital is not authorised or regulated by the Financial Conduct Authority (FCA) in the United Kingdom, by the Autorité des marchés financiers (AMF) in France, or by any other financial regulator. LKPM Capital does not carry on any regulated activity, does not manage assets, does not hold client money and does not arrange or deal in investments.

No offer, no financial promotion. The Retirement Bond is a concept under development. It is not available for investment, and no product, fund or service is offered through this website. Nothing on this website is intended to be, or should be read as, an invitation or inducement to engage in investment activity, an offer to sell, or a solicitation of an offer to buy, any investment.

No advice. The content of this website is general information about a research project. It is not investment, pension, tax, legal or other professional advice and does not take into account anyone’s objectives, financial situation or needs. If you need guidance about your own pension, you can contact MoneyHelper, the free UK government-backed service, or a regulated financial adviser.

Audience. This website is intended mainly for pension schemes, trustees, consultants, asset managers, researchers and investors interested in the project.

Simulator

The simulator is an educational tool. Its results are illustrations based on market data at a fixed date (5 November 2026) and on simplifying assumptions described on the simulator page. They are not forecasts, quotes or guarantees, and they do not take into account fees, taxes, tax relief, employer contributions or future market movements. The value of investments in government bonds can fall as well as rise, and investors could get back less than they invested. Past performance is not a reliable indicator of future results.

Third-party research

Academic publications are cited for reference only. Their authors and institutions are not involved in LKPM Capital and do not endorse it. All trademarks and publication titles belong to their respective owners.

Intellectual property

The LKPM Capital name and logo, and the texts, graphics and code of this website, are the property of the founders unless stated otherwise. They may not be reproduced without prior written permission. Fonts are used under the SIL Open Font License.

Accuracy and liability

We take care to keep the information on this website accurate, but it may contain errors or become out of date. To the extent permitted by law, the founders accept no liability for any loss arising from the use of this website or reliance on its content.

Personal data and cookies

This website does not use cookies or tracking technologies. Information about how we handle personal data is set out in our privacy notice.